How to build a financial preparedness plan before SHTF

By hrseditor // 2024-10-16

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Preparing for financial emergencies should also be part of your preps before disaster strikes. While your personal finances aren't as exciting as finding the perfect survival knife or learning survival skills like firestarting, they are just as important. Here are some tips on how to build a financial preparedness plan before disaster strikes. (h/t to TruePrepper.com)

Why is financial preparedness important?

Financial problems can affect your personal life. Even America has gone through the Great Depression. While the U.S. and other well-established countries can try to impose economic safety nets, this doesn't mean the country is totally safe from financial crisis. As a prepper, you can protect your family from financial emergencies by being financially prepared. This means doing things like saving money for your emergency fund. Doing these things can help you become financially independent. (Related: Prepping basics: Quick and easy tips for future preparation.)

Tips for building your emergency fund

Medical emergencies are one of the top expenses that may catch your family off guard and cause financial trouble. Leaving home problems unfixed, like broken windows or plumbing issues, may also cause various problems that can worsen over time. Your situation may vary, but the preferred method is to:

Save at least one month’s income in "short-term" emergency savings.
Build a separate, larger emergency fund for large emergency expenses and potential unemployment.

It's hard to specify the exact amount because everyone's situation is different.

Make budget and stick to it

Self-discipline is important if you want to stretch and save money. Here are some tips on how to stretch your dollar:

Couponing

You can use coupons for different items, from tools for your prepping needs or food for your stockpile. Always check flyers or online for coupons or discount codes before buying anything.

Freebies

Look for free things online, such as in Craigslist ads or Facebook groups. You can also ask your friends and family if they have items they no longer need, or you can meet up and swap items on weekends. Always check "free" claims online because you may be required to pay for "shipping and handling" that covers the cost of the item, which means it wasn't free in the first place.

Seasonal deals

Holidays are usually the best time to shop if you want to take advantage of great deals.

Thrifting

Before you buy new, check out consignment stores, Craigslist, flea markets, swap meets, thrift stores and yard sales. You might find used items at great prices. Do your research to avoid items that are not priced well. Some places allow haggling so you can practice your negotiating skills.

Where to buy lab-verified supplies for your prepping needs

Setting up a food stockpile is also a great way to protect your family from financial emergencies because this ensures that you still have access to a variety of food even if someone in the family suddenly loses their job. The Health Ranger Store is committed to helping you prepare for any emergency, especially if you want to prepare for financial emergencies by stocking up on supplies. That's why we're proud to introduce the Ranger Bucket Set – Organic Emergency Storable Food Supply (A26 + B19), Freeze-Dried Organic Whole Blueberries and Hawaiian Spirulina Cold Pressed 500mg Tablets. The Ranger Bucket Organic Emergency Storable Food Supply is the world's first emergency food supply that is certified organic and laboratory-verified. All the food items, such as Organic Black Beans, Organic Millet and Organic Yellow Popcorn, are organic, non-GMO, laboratory-tested for heavy metals and free of chemical ingredients such as MSG or preservatives. All these products can be stored for up to 10 to 15 years, depending on storage conditions. Keep the buckets in a dark, cool, low-humidity room and they will last for an extended duration. Packed with beneficial vitamins, minerals and antioxidants, Health Ranger Select Freeze-Dried Organic Whole Blueberries make for a perfect health snack you can enjoy all year round. The freeze-drying process preserves the taste, texture and nutrients of fresh blueberries better than other food preservation methods. Health Ranger Select Freeze-Dried Organic Whole Blueberries contain no gluten or GMOs and are certified Kosher and organic. They are also vegan, non-China and have undergone extensive lab testing for glyphosate, heavy metals and microbiology. Lastly, you can try Hawaiian Spirulina Cold Pressed 500mg Tablets. Health Ranger Select Hawaiian Spirulina is cultivated in open ponds using a combination of 100% fresh potable water from Hawaiian aquifers and ultra-pure, deep ocean water containing all 94 trace minerals & elements. It is gently dried using our patented Ocean Chill Drying technology and cold-pressed to ensure maximum nutrient levels. Grown in a Biosecure Zone, our lab-verified spirulina contains no gluten, pesticides, solvents, herbicides, or GMOs. Additionally, it is non-China, non-irradiated and vegan, and has been lab-tested for glyphosate, heavy metals and microbiology. Visit Health Ranger Store and Brighteon Store to find more prepping products. You can also visit Homesteading.news for more tips on how to save money while you prep on your homestead. Click on this link to learn how make tasty Blueberry Chia Jam at home. Watch the video below to learn how Organic Blueberries can help maintain optimal health and nutrition. This video is from the Health Ranger Store channel on Brighteon.com.

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